Graduate Finances

Fees

All fees are per semester and non-refundable unless otherwise stated.

Academic Fees

*Some courses may have additional fees associated with travel.

General Housing Fees

Dorm Fees

Married Housing Fees

Graduate Financial Aid

Applicant Requirements

A student eligible to apply for financial aid...

1. is accepted in good academic standing and maintains satisfactory academic progress at the university
2. is enrolled in an eligible program as a regular student seeking a degree
3. is a U.S. citizen or eligible noncitizen and has a valid social security number
4. owes no refund or repayment on a previous educational grant
5. is not delinquent on a student education loan

Application Process

To initiate the application process for loans, a student must complete the Free Application for Federal Student Aid (FAFSA). The BUF school code is 013001. Students may apply on-line through the university website or at www.studentaid.gov/h/apply-for-aid/fafsa.  The application period begins October 1 of each year for the following academic year.  The FAFSA application may be sent any time throughout the year. Students must reapply for financial aid each academic year.

After BUF has received the results of the FAFSA from the government, the applicant will be informed of any additional forms needed to complete the process. Students must submit all required forms to the Financial Aid Office in order to be considered for any financial aid programs. The Financial Aid Office will send each qualified student an award letter detailing the amount the student will receive in financial aid. Each student is responsible for payment of 25% of the difference between charges and financial aid by the first day of class for the fall and spring semesters. For J-Term and summer semesters the difference between charges and financial aid must be paid in full by the first day of class.

Standards of Satisfactory Progress for Financial Aid

In order to maintain financial aid eligibility, students must maintain satisfactory academic progress toward a degree.  Specifically, this means that full-time students, those taking six or more semester hours, must successfully complete 1/2 of those attempted hours each semester, and meet or exceed the appropriate cumulative grade point average for their classification.  The minimum cumulative grade point requirement is 2.5.

Grades of F, WP, WF, and W will not satisfy the academic progress requirements.  The maximum length of eligibility is prorated proportionately for part-time students. Students enrolled for at least three semester hours, but less than six semester hours, must successfully complete each course attempted with the appropriate minimum academic progress. The student’s cumulative academic record will be evaluated each semester.

Warning/Probation

If students fail to meet all criteria of the standards of satisfactory progress for financial aid they will be placed on financial aid warning for one semester.  If at the end of the semester the student earned the required grade point average and hours to be completed for this new stage of enrollment, the student will be considered to be making satisfactory progress and will be removed from warning status.  However, if at the end of the warning period, the student is not meeting all satisfactory progress criteria, financial aid will be suspended. The student will be placed on financial aid probation.

Reinstatement

After students have attended a semester at Baptist University of Florida at their own expense, they may apply for financial aid reinstatement if they have met the standards of satisfactory progress for financial aid for that semester.

Appeals

If the student feels that there were mitigating circumstances such as illness, death or personal or family problems which caused the lack of progress, an appeal may be made to the Business Office by contacting the Director of Financial Aid.

Return of Title IV Aid Policy

Graduate Title IV Financial Aid is Unsubsidized Loans.

Students earn a portion of their financial aid each day they attend class.  Attendance will be taken each day of class and failure to attend could result in the reduction or revocation of a student’s financial aid.

A student’s official withdrawal date is: the date the student officially notifies the Registrar of his/her intent to withdraw. The withdrawal process begins by contacting the Registrar’s Office.

A student’s unofficial withdrawal date is: the student’s last date of attendance at a documented academically-related activity

If a student enrolls for classes, but does not attend and does not officially withdraw, the university will assume, for Title IV financial aid purposes, the student has unofficially withdrawn.  Funds may have to be returned to the U.S. Department of Education, unless there is documentation to indicate that the student completed the term enrolled.

After completing 60.5 percent of the calendar days for the term in which they are enrolled, the federal government considers 100 percent of the aid to be earned.  Students, who withdraw from all classes prior to completing 60.5 percent of the term, may be required to repay all or part of the Title IV financial aid they received. (See the 2026-2027 BUF Academic Calendar for dates.) Under the Federal Title IV Repayment Policy, the percentage of Title IV aid earned shall be calculated as follows:

• Number of calendar days completed up to and including the withdrawal date divided by total calendar days in the payment period, with the allowance for any scheduled breaks that are at least five (5) days long
• The percentage of semester completed is the percentage of Title IV aid earned by the student
• The percentage of Title IV aid unearned is 100% minus the percent earned

Students who owe the university due to a Title IV Repayment may be ineligible to re-enroll.  They may also be ineligible for additional Title IV federal financial aid from any other college.

Students who receive Title IV funds must contact the Financial Aid Office before withdrawal from any or all classes to determine their financial aid liability.

Graduate Student Employment

In compliance with the Immigration Reform and Control Act of 1986, all employees hired after November 6, 1986, will be required to supply documents which provide proof of identity and eligibility for employment in the United States.  Examples of such documents include:

1. Valid driver’s license and valid social security card;
2. Certificate of United States Citizenship (INS Form N-456 or N-561)*
3. Certificate of Naturalization (INS Form N-550 or N-570)*
4. Alien registration receipt card*
5. United States passport*

*For students who applied for residency or citizenship through the U.S. Immigration and Naturalization Service.

Graduate Loans

Direct Subsidized and Unsubsidized Loans-Preparatory Coursework

A student may apply for a direct subsidized/unsubsidized loan for preparatory course work the school has documented is necessary for the student to enroll in a graduate program. If enrolled at least half time, the student is eligible for loans for one consecutive 12 month period beginning on the first day of the loan period.

Annual Limits for Subsidized loans - $5,500

Annual Limits for Unsubsidized loans - $7,000

Direct Unsubsidized Loans-Graduate

Annual Limits for Unsubsidized loans - $20,500

Aggregate Loan Limits - $138,500 for graduate or professional students - No more than $65,500 of this amount may be in subsidized loans. The graduate aggregate limit includes all federal loans received for undergraduate study.

To apply for a student loan, students must:

1. Complete the FAFSA, and have a valid ISIR or SAR in the Financial Aid office.
2. Complete the financial aid application and student fee authorization. All financial aid forms, information and FAFSA link, are available on the school’s website: https://admissions.buf.edu/financialaid/forms/.
3. Complete a Master Promissory Note (MPN) and on-line entrance counseling session with the Department of Education, IF one has not previously been submitted. The DOE website is www.studentaid.gov.

Benefits for Veterans

The Veterans Administration provides educational assistance for veterans and determines a veteran’s eligibility for benefits.

This agency also provides educational assistance to widows and children of veterans who died while in service or after discharge from a service connected disability. Wives and children of veterans who have a service connected disability considered to be total and permanent in nature are also eligible.  Forms and information concerning certification for VA benefit purposes are available in the Financial Aid Office. VA student progress records are maintained by the Registrar’s Office and are available for student review during normal business hours (Monday – Thursday, 8:00 am – 5:00 pm).

VA Standard of Progress Policy

A VA student must maintain a cumulative GPA of 2.00 and complete at least 67% of the courses attempted within the semester to receive benefits.  A VA student who fails to maintain a cumulative GPA of 2.00 or earn at least 67% of the courses attempted will be placed on academic probation for two consecutive semesters.  If at the end of the second semester the student has not attained a cumulative GPA of 2.00 and earned at least 67% of the courses attempted, VA benefits will be terminated.

VA Re-entry Policy

A VA student whose benefits have been terminated due to unsatisfactory progress will be monitored each semester and upon attaining a cumulative (GPA) of 2.00 and earning at least 67% of the courses attempted may submit a specific request for resumption of benefits.  The college will continue to monitor the student’s progress each semester and to counsel and offer guidance in order to resolve academic problems that will ensure successful completion of his/her education.

If at any time after recertification a student should again be placed on probation for more than two semesters or suspended, the VA will be promptly notified and benefits could be terminated.

Vocational Rehabilitation

The Florida Vocational Rehabilitation Commission provides services for disabled individuals with physical, learning, or emotional impairments.  Application for services must be made through a representative of the commission. Students interested in applying for services should write or call the office in their home community or:  Vocational Rehabilitation, 4357 Lafayette Street, Suite 202, Marianna, FL 32446-0000. Telephone: (850) 482-9600.